Joseph Conrad D’Souza

Independent Director

Mr. Joseph Conrad D’Souza has been associated with HDFC Limited since 1984,
where his responsibilities include corporate planning and budgeting, corporate
finance and investor relations. He is currently a member of executive management
and is Chief Investor Relations Officer. He holds a master’s degree in commerce
and a diploma in financial management from the University of Mumbai and a
master’s degree in business administration from South Gujarat University. He is also
a graduate of the Senior Executive Programme from the London Business School.